Fidelity Homestead Savings Bank

Online Banking

Deposit Rates

Checking

TypeOpen AmountInterest RateAPY*
Fidelity Rewards$50Please Call For RatesPlease Call For Rates
Personal Checking$500.15%0.15%

*APY - Annual Percentage Yield

Savings

TypeOpen AmountInterest RateAPY*
Passbook$50.15%.15%
Statement$50.15%.15%
Christmas Club$5.00.15%.15%
Health SavingsN/A.15%.15%
AdvantEDGE Business Savings$100.15%.15%

*APY - Annual Percentage Yield

Certificates of Deposit

TermOpen AmountInterest RateAPY*
3 Months$1,000.20%.20
6 Month Plus$1,000.25%.25%
6 Months$1,000.30%.30%
1 Year Plus**$1,000.35%.35%
1 Year$1,000.45%.45%
1 1/2 Year$1,000.55%.55%
2 Year$1,000.65%.65%
2 ½ Year$1,000.70%.70%
3 Year Plus**$1,000.75%.75%
3 Year$1,000.85%.85%
5 Year Plus**$1,000.90%.90%
5 Year$1,000.992%1.00%

*APY - Annual Percentage Yield

**On the 1 Year Plus CD, 3 Year Plus CD and 5 Year Plus CD, you may choose to change to a new rate once during the term, should the rate increase.

Money Market Fund

Minimum Balance

$1,000.00

Interest RateAPY*
$1,000 - $10,0000.10%0.10%
$10,001 - $25,0000.15%0.15%
$25,001 - $75,0000.20%0.20%
$75,001+0.40%0.40%

*APY - Annual Percentage Yield

AdvantEDGE Business Money Market Account

Minimum Balance

$100.00

Interest Rate

NA

APY*

NA

$25,000 - $50,000.05%.05%
$50,001 - $100,000.10%.10%
$100,001 - $250,000.15%.15%
$250,001 - $1,000,000.20%.20%
$1,000,000 +.992%1.00%

*APY - Annual Percentage Yield

Retirement Accounts

TermOpen AmountInterest RateAPY*
3 Months$1,000.20%.20%
6 Months$1,000.30%.30%
1 Year Plus**$1,000.35%.35%
1 Year$1,000.45%.45%
1 ½ Year$1,000.55%.55%
1 ½ Year variable$100.55%.55%
2 Year$1,000.65%.65%
2 ½ Year$1,000.70%.70%
3 Year Plus**$1,000.75%.75%
3 Year$1,000.85%.85%
5 Year Plus**$1,000.90%.90%
5 Year$1,0001.98%2.00%

*APY - Annual Percentage Yield

**On the 1 Year Plus, 3 Year Plus and 5 Year Plus, you may choose to change to a new rate once during the term, should the rate increase.

Current Annual Percentage Yield (APY) Effective Date 12/23/2011. Rates subject to change.

For variable rate accounts, the rate may change after the account is opened.

A penalty may be imposed for early withdrawals on certificates of deposit.

Fees could reduce the earnings on the account.

The minimum balance and open amounts stated above are required to open the accounts and to obtain the annual percentage yields stated above.