Personal Term Loans

We’re here for good, and most importantly, for you. Meet nearly any personal need with financing that cares.

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Key Features

  • Competitive Rates1
  • Flexible Repayment
  • Local Processing
  • Refinancing Available
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  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs
    • Debt consolidation
    • Vacations
    • And much more
  • Repayment terms customized to fit your unique needs
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

We offer both unsecured and secured personal loans. Secured loans are backed by your Fidelity Bank CD or savings account, which means you can lock in a higher loan value and more competitive rates, while an unsecured loan does not have collateral backing. Choose the loan that's right for you, and apply today!

Secured Loans

  • $1,000 minimum
  • 100% maximum LTV
  • Rates and terms vary by certificate of deposit or savings account

Unsecured Loans

  • $1,000 minimum
  • $50,000 maximum
  • Flexible repayment terms

To assist borrowers who either have no traditional credit, or who seek to repair derogatory credit after bankruptcy or a financially-catastrophic life event.

Credit Builder will help establish a saving pattern while building credit — and is a stepping stone towards other financial milestones.1 Loan proceeds are placed in a Fidelity Savings account until the loan is repaid in full.2

  • Loan Amounts up to $2,500
  • Certain Fees Apply3 
1Results are not guaranteed.  Improvement in credit score is dependent on the borrower's specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month will result in negative reporting to your credit report which will not improve your credit history.  Negative credit history will not be removed from your credit report as a result of this program.  Subject to approval.
 
2There is no access to the funds until the loan is repaid in full.
 
3An Origination Fee of $45 and a Documentation Fee of $5 will be assessed to each loan. Additional Fees may be applied.
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All loan programs and terms are subject to change without notice. All financing is subject to credit approval.